Post archive for ‘Personal Finance’
21 Days To Rock Your Finances: Day 3- Track Every Penny Because Every Dollar Has A Job
We’re now on Day 3 of Rock Your Finances. By now you should have Created A 1 Year Financial Plan Identified Your Financial Weaknesses Today we’ll be discussing how to track every penny that comes in and out of your account. This is the only way that you’ll gain some insight on where your money has been and what it’s [...]
21 Days To Rock Your Finances: Day 2- Identify Your Financial Weaknesses
Today we continue our series: 21 Days To Rock Your Finances with identifying your financial weaknesses. This is day 2 of our series – Did you create your financial plan? If so, then let’s move on to identifying your financial weaknesses. Think of creating your financial plan and identifying your financial weaknesses as laying the groundwork for the tasks later [...]
21 Days To Rock Your Finances: Day 1- Create A 1 Year Financial Plan
It’s a new year and we all have resolutions! If you’re reading this blog, the it’s safe to guess that you have a few financial resolutions that you’d like to tackle this year. Well, how about we take a look at tackling them in 21 days? In this series, we’ll be giving you tips on how to rock your finances [...]
Change.org Petition: Wells Fargo Bans Customers From Suing Them
I just signed the following petition addressed to: Wells Fargo. —————- Wells Fargo mailed out notices in December to their customers informing them of the intent to remove the right to become a party to any class-action lawsuit or even sue the bank themselves should they continue as a customer after February 15, 2012. Any and all disputes would be [...]
Strategic Default: Is It Ever OK To Walk Away From Your Mortgage Even If You Can Afford It?
Every where you turn there’s a new mortgage program out there for people unable to afford their mortgage for a variety of reasons. Homeowners are spread thin, often a mile wide and an inch deep when trying to cover all of the costs associated with paying a mortgage and owning a home. These include: Mortgage Home owner’s Insurance Property Taxes [...]
Strategic Default: Is It Ever OK To Walk Away From Your Mortgage Even If You Can Afford It?
Every where you turn there’s a new mortgage program out there for people unable to afford their mortgage for a variety of reasons. Homeowners are spread thin, often a mile wide and an inch deep when trying to cover all of the costs associated with paying a mortgage and owning a home. These include: Mortgage Home owner’s Insurance Property Taxes [...]
Change.org Petition: Allow Wells Fargo customers the right to pursue litigation in a court of law
I just signed the following petition addressed to: Wells Fargo. —————- Wells Fargo mailed out notices in December to their customers informing them of the intent to remove the right to become a party to any class-action lawsuit or even sue the bank themselves should they continue as a customer after February 15, 2012. Any [...]
Strategic Default: Why Shouldn’t You Walk Away From Your Mortgage Even If You Can Afford It?
What happens when the value of your home tanks to 50% of what you paid for it? Should you continue paying into an investment that is essentially worthless? Or should you be able to give it back to the bank in exchange for being released from the loan while taking a hit on your credit [...]
37 Actionable Tips For a Better Financial Life
The new year is around the corner and we’re all thinking about how to make better decisions so that we come out of top financially. Take a look at the list below and incorporate a few, if not all into your daily financial life. Commit to being a better steward of your finances and you will certainly reap the benefits. [...]
Renters vs Buyers: 6 Reasons Why Renters Win!
Most people see buying a home as a part of the “American Dream”, well for most it’s become a nightmare. Buying a home is pretty much the best way to throw your money away and here’s why. Renters win because they have the flexibility that homeowners do not and after 30 years alone of paying interest to the bank, you’ve [...]