:: Ginger :: || :: Unplugged ::

Every where you turn there’s a new mortgage program out there for people unable to afford their mortgage for a variety of reasons.  Homeowners are spread thin, often a mile wide and an inch deep when trying to cover all of the costs associated with paying a mortgage and owning a home.  These include: Mortgage Home owner’s Insurance Property Taxes [...]

I just signed the following petition addressed to: Wells Fargo. —————- Wells Fargo mailed out notices in December to their customers informing them of the intent to remove the right to become a party to any class-action lawsuit or even sue the bank themselves should they continue as a customer after February 15, 2012. Any [...]

What happens when the value of your home tanks to 50% of what you paid for it?  Should you continue paying into an investment that is essentially worthless?  Or should you be able to give it back to the bank in exchange for being released from the loan while taking a hit on your credit [...]

The new year is around the corner and we’re all thinking about how to make better decisions so that we come out of top financially.  Take a look at the list below and incorporate a few, if not all into your daily financial life.  Commit to being a better steward of your finances and you will certainly reap the benefits. [...]

Most people see buying a home as a part of the “American Dream”, well for most it’s become a nightmare.  Buying a home is pretty much the best way to throw your money away and here’s why.  Renters win because they have the flexibility that homeowners do not and after 30 years alone of paying interest to the bank, you’ve [...]

As we ramp up financial plans and resolutions for the new year, we’re all looking for ways to make extra money.  It’s no secret – if there’s debt to be paid, there’s money to be made.  Check out the following ways to make extra money while putting a dent in your debt or better yet saving for a rainy day. [...]

It’s that time of year again and we’re in the mindset where we begin to think about the things we’d like to do better next year.   Financial resolutions are often high on the list with much “spend less, save more” promises that never seem to quite make it past Valentines Day. Plan For The Future Create A Financial Plan:  Getting [...]

  In our next series of Avon interviews, I had the pleasure of interviewing Avon superstar, Denise.  Like Becky, she makes money selling Avon products to friends and family and has tons of fun doing it!  While interviewing Denise it became immediately clear that we share many of the same values around women and money which made this interview easy [...]

With the new year upon us in a few weeks, you may be thinking about jump starting your finances.  This is pretty common as people tend to engage in a review of their financial life around this time of year in an effort to make resolutions. Your financial plan may be one of those elusive resolutions and you may be [...]

There was a time when I cared about these things we tend to call holy grails of personal finance.  You know, obsessing about checking your credit score, buying a home – those things that cause you to rack your brain at night if you’re one these personal finance types who cares about these things. I stopped caring a long time [...]